Step 1: Open the GCash app and tap “View all GCash Services”. Double check your information and ensure that all details are correct. Use as many features and services as you can. 2022. Welcome to Self, your credit building toolbox. . Ngayon naka depende talaga sa CIMB/GCash. The Department of Veterans Affairs (VA) offers these loans to veterans, active-duty service members, and eligible surviving spouses to assist with the purchase. Everytime maka bayad ako, babalik ulit sa 10,000 ang aking credit limit. Step 3: Choose GCash as Your Payment option. 1 Shopee Checkout 1. " You can also call 888-EXPERIAN ( 888-397-3742 ), or send a request by mail to Experian. Paano pataasin ang GSCORE at i Activate ang GCREDIT. If you have additional questions about your GCredit limit, please reach. However, if you pay the minimum amount due, only the loan amount paid will be replenished. Do note that GCash evaluates monthly your GCredit account and your GScore rating. The starting credit limit for new GCredit users is. • No minimum deposit, no minimum balance • Up to 4. 3. Shop at your favorite brands with GGives. Higher incoming limits – you will be able to receive up to Php 500,000 in your wallet and daily cash-ins have no limitations. I’ve always paid dues on time and I even availed of a 1yr CIMB Loan which I was able to pay fully. The products are aimed at Filipinos who have outstanding loans, with the top three reasons being day-to-day expenses, emergencies, and fulfilling financial or life goals. Verification Documents Required Driver License (or other photo ID)About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. GCredit is linked to GScore. The higher your Gscore is, the higher the loan you can get. However, if you pay the minimum amount due, only the loan amount paid will be replenished. Final Thought. Credit limit starts at Php 1000 and can increase to Php 30,000. Before CIMB takeover nang GCredit madali lang ma unlock as in ma reach mo lang yung GScore. Are you looking for. GCredit provides a small credit amount at first (Php 1000), but as you pay diligently and on time, you will be able to unlock higher amounts (up to Php 30000) and lower interest rates (down to 3%) as your GScore goes up. Make the most of your GCash wallet with GCredit. Easy Installments: Setting up your payment plan is a breeze. I ordered last week so I'm waiting for it to be delivered. The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. Mail: Equifax Information Services LLC, P. Once you have a GCash account, go to the ‘Loan’ section of the app and select ‘GLoan. You can find your interest fees and rates in your GGives payment schedule. GCredit. Sabi nila un daw ang maximum score I am not sure tho kasi ang Gcredit ko is 10k, then Ggives is 30k pero haven't unlock Gloan yet. ”1 If your credit score falls into those ranges, your credit card options are limited but still available – in other words, you may not yet qualify for credit cards with the most valuable. 5. Usually, Gcash pre-approves your loanable amount depending on your Gscore and how much is your usual wallet balance in the app. Thanks for asking,Feb 20, 2021 - In this video, I will give tips on how to increase GScore to unlock GCredit faster. Unlock Alternatives. It is possible to utilize GCredit if you have a GScore of 400 or higher and are a user of GCash. For 61 days past due. Here are possible reasons why your GCredit account has been deactivated: Outstanding GCredit Dues. As per the app, you can get approved from 1000 PHP up to 30000 PHP. Then GGives na minsan ang hirap i-access lol. It's possible to get a personal loan with a lower credit score, but a FICO ® Score ☉ that falls in the good range (670-739) or higher will give you access to a broader array of lenders and better interest rates. • 1 yr. Use your GCash app regularly. To set up your GCredit, you must verify your email address. Before the maximum amount, you may borrow is PHP 50K but the e-wallet company bumped it to a six-digit amount. It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure . ‘Pag mas mataas ang GScore mo, you can unlock more payment options like GCredit to pay later, GGives to pay lighter, and even get instant cash through GLoan!Aside from GCredit,. You can choose to repay your loan in 7, 14, or 30 days. Depending on your home’s current value, you can receive up to $500,000 in cash. On the payment page, select GCredit and click the Pay button to complete your purchase. As a general rule, lenders reserve the lowest interest rates for borrowers with the highest credit scores. To qualify for this loan feature, you’ll need to get a certain GScore through GCash doesn’t specify the score. The smart way to access. Paano nga ba. Use as many features and services as you can. Gcredit can give you a maximum of 30,000 credit limit. 18 thoughts on “Save Money / GSave Marketplace: A Step by Step Guide”. You can use it as a credit card with an approved limit. GCredit terms will depend on your GScore. What is the minimum GScore to unlock GCredit? The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. It also seems that GGives offers a higher credit limit than GCredit for the same GScore. Here are the details: Availment – varies depending on GScore, the maximum currently is 3 loans but depends on the max loan amount. iv. 2 more to go once I've cleared those bills! 💳. 800-850 – considered excellent. How many Gscore to unlock GCredit? There’s no definitive scoring guide released by GCash, but a Gscore of more than 600 points will activate GCredit with a credit limit of PHP10,000. Anyways I got approved afterward so I guess it is easier to get a credit line with this. If you have not received your GLoan Sakto after 24 hours, you may raise a ticket in our GCash Help Center. Sa akin naunlock yung gcredit ko awhile after doing a big transaction in gcash. GLoan is under “Financial Services”, between. Computation for the minimum amount due: 10% of Unpaid Charges + 100% of interest + 100% of fees (if applicable) 4408436427033. Learn more about wallet and transaction limits here. For the next step, press the PROCEED button. 2. After clicking, you will see the three products, Gloan, Gcredit, and Ggives. A Fully Verified GCash user. Getting a higher GScore will help unlock more GCash services for you: GGives, GCredit and GLoan! Watch for tips on how you can raise your GScore. buying gifts, groceries, cable bill and/or essentials). 57% per month. GCredit is one of the three options to borrow money from GCash. Convert to cash or any similar features of credit cards have a rate ranging from 0. The minimum amount you can buy using GCash is 56 Diamonds (costs around Php 50). 1. DISCLAIMER: This video is NOT SPONSORED, this is only based on my personal experience that I want to share with you. You can see your loan details (loanable amount, repayment period, interest rate, and processing fees). Maintain a good credit record and did not commit any fraudulent transactions. Verified GCash users with a GScore of 400 and up are eligible for GCredit. See moreGCredit is a revolving credit line of up to PHP 50,000, which allows you to instantly pay at over 100,000 stores and billers at a later date with no additional. Your GScore rating will display on the screen. They are the ones who fall prey to loan sharks and other predatory lenders. Any idea why? Thanks This thread is archived New comments cannot be posted and votes cannot be cast 0 4 comments envisiblegirl • 3 yr. GCash introduces GLoan, GGives, and GCredit as its suite of lending products, which provide Filipinos with an easy and flexible borrowing process. Tap GLoan. You. Step 2: Look for the left sidebar and click payment options. Requirements for an HEA with Unlock are a minimum 500 FICO score and at least 30% equity in your home. For example, most banks require a 680 credit score to qualify for a HELOC, while Unlock has a minimum credit score of 500. The Gscore is the main criteria that dictates how much a subscriber can loan from Gcredit. Not all GCash users are qualified for GCredit. 740-799 – considered very good. 10. Ramp up your GScore to gain access to GCredit. Date of birth. If you want, you can email transunion to check your credit score. DesignSa video na ito, isashare ko kung paano ma-unlock ang inyong GCREDIT SA GCASH at paano ito gamitin ️. To increase Gscore and have a higher chance of getting higher credit limit, subscribers need to the following: Start to use a GSave account. It increases depending on how much you use GCash to Buy Load, Pay QR, Pay Bills, Invest, Save and other GCash Features. Otherwise, your GCredit line will be temporarily suspended until you settle your. Unlock’s home equity agreement (HEA) has a simple approval process. Individuals who wish to open a GCredit line of credit must be at least 21 years old. CIBC Bank Savings Account. Input and confirm your loan details and expect the loan amount to be sent to your GCash wallet within 24 hours. Pay your. Use your GCash app regularly. 57% interest rates, respectively. No thanks nalang ako, in my own opinion there are far better options than Maya credit. Any idea why? Thanks This. Disclaimer: This video is not sponsored by GCash. Requirements for an HEA with Unlock are a minimum 500 FICO score and at least 30% equity in your home. I got my score up to 500+ nang wala akong kaalam-alam, as di ko siya laging chine-check haha. Pro-tip to increase your GScore and credit limit: 1. To avail of GCredit, tap “Manage Credit” and confirm your email address. 5 What is the minimum GScore for GCredit? 10. Complete all the required fields, including code NJNJCOM. Your credit limit will be increased in proportion to your GScore. EXTEND YOUR BUDGET WITH GCREDIT • Gain access to GCredit, GCash's mobile credit line, based on your GScore • Credit limit starts from P1,000 to P30,000 • Build your GScore by using GCash frequently. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. So, while your credit can impact the amount of cash you receive, that doesn’t mean you won’t still be able to receive a large cash investment. Sa mga wala pang GCash pwede po kayo mag sign-up gamit ang aking link ( o. GCredit provides a base of P10,000 credit line and is only available for fully verified users with high GScores. To qualify, your GScore must reach the minimum threshold for eligibility. I have a suspicion that Gcash is using the info from other banks and loan apps to base GScore from. So, there won’t be an impact on your credit score. 1 After being approved, you may use GCredit by (a) scanning the QR code of authorized merchants using the GCash mobile app to pay for your goods or services, (b) paying authorized billers of GCash in the GCash mobile app, or (c) paying authorized online merchants for purchases of goods and services. . What is the highest GCredit in Gcash? You can enjoy up to a P30,000 credit line from GCash. However, there are some requirements you need to meet before you can get your money. REMINDER: Due to our situation today with COVID-19 pandemic Due to our situation today with COVID-19 pandemicTo use GCredit, simply select ‘Credit’ instead of ‘Balance’. ”. . Then, last month nagtext sakin yung Gcredit na napprove ako for Gcredit increase which is amounting to PhP5,000!!! Since critical month for me ang month of. Among the three, the hardest borrow product to achieve is the Gcredit. Pre-Approval:. Depending on your GScore and GCash profile, you can avail of a minimum spend requirement of ₱1,000 and a maximum spend of ₱125,000. Mas ok pa ang revi kasi pwede mawithdraw ng up to 70% ng credit limit, e gcredit pang qr, bills at shopee lang magagamit. Go to GSave Marketplace and click on the “EzySave+ by Maybank” button. Initial approved sakin sa Gcredit was PhP2,000. How to increase your GCredit Limit. You are eligible to start using GLoan when you qualify for all of the requirements below: 21-65 years old. It's possible to improve your credit scores by following a few simple steps, including: opening accounts that report to the credit bureaus, maintaining low balances and paying your bills on time. 68 after 1 month. You will receiveSurface Studio vs iMac – Which Should You Pick? 5 Ways to Connect Wireless Headphones to TV. Eh ngayong nagkaroon ako ng Gcredit, ito na mostly ginagamit ko except sa mga stores that doesnt accept. How many GScore to unlock GLoan? Currently, no specific metered scoring on GCash guarantees unlocking GLoan and other lending products. GLoan is under “Financial Services”, between. DesignGetting a higher GScore will help unlock more GCash services for you: GGives, GCredit and GLoan! Watch for tips on how you can raise your GScore. Verified GCash users with a GScore of 400 and up are eligible for GCredit. It’s certainly doable with these 5. 6 What is the GScore for 10000 GCredit? Introduction: What is GCredit?Activate GGives. Many lenders require a FICO score of at least 620 but some will have even higher credit score requirements (700 and up). Touch device users, explore by touch or with. Get started with GCredit. Getting a free copy is easy, and you can do it once per year. Before talaga I use GCash na. How much is the penalty for GCredit? For 1 day past due, 200 pesos. Use GCredit for your payments. Your GCredit limit may increase or decrease based on how much you’re spending using GCredit and if you pay on time/in advance. 65K subscribers Subscribe Share Save 403K views 2 years ago #gcash #gcredit #online DISCLAIMER: This video is NOT SPONSORED, this is only based on. GCredit is a revolving credit line based on your GScore. Regularly use GCredit to Pay QR and Pay your Bills! Start or continue to use GSave! Start or continue to use Invest Money! Transact weekly using GCash. Like other extra services from GCASH, GGives is only available to select users who pass their criteria. GScore is a trust score based on a customer’s relationship with Gcash. Hello, anybody visited the GCredit feature of GCash lately? Seems their GScore metrics has changed. By using. In the GLoan Dashboard, select Pay For GLoan. Box 2000 Chester, PA 19016. two months of the Have not transacted using GCredit before. secrets revealed & this is 101% legit & tested !!! watch until the end of the video for tips & tricks that im going to share with you mga ka-bds !!! don't fo. Have been a GCredit customer for at least 3 months as of Aug 15, 2021. Gscore ay isang basehan upang tayo ay bigyan ng pagkakat. home equity. They only say that you need to keep using the app to increase your credit score. Place an opening $10. Sample Scenario. How To Apply for GGives. This score is what financial institutions and merchants use to identify if you are reliable enough to get a loan. By scanning the GCash QR code when paying at your favorite shops, users can also access GCredit, which is the personal credit line on the GCash app. An active GCredit account. Here’s how to buy stuff in Shopee using GCredit: Open the Shopee app or website and add the item you wish to buy to the cart. #gcash #tutorial #loan #earnmoneyonline PAANO UMUTANG O MAG LOAN SA GCASH KAHIT MABABA ANG GSCORE GAMIT ANG CELLPHONE - GCREDITpaano umutang o mag loan sa gc. 7/5: $30,000 –. Here are the steps to follow: Step 1: Open the Foodpanda app. Always pay your GCredit dues on or before your due date. Didn't even use GCredit at all except for the instances I buy pizza for a birthday. The minimum amount due is the smallest amount that you are required to pay on your billing date. Sa bills payment nagbayad ako ng amounting to 20k+ single transaction. is regulated by the. For adjustable-rate mortgages (ARM), you’ll need at least a 640. Keep using GCash and GCredit, even for small purchases. Mine is 472 and still ayaw pa rin mag unlock and still needs higher gscore. . Welcome to Self, your credit building toolbox. Read moreSurface Studio vs iMac – Which Should You Pick? 5 Ways to Connect Wireless Headphones to TV. GGives is a loan product that allows you to pay in installments, with different interest plans depending on how many months you’re planning to pay for it. Tapos i always pay in full before duedate. Complete the application form by providing your personal information and employment details. Although hindi natin pwedeng ma-cash out ang GCredit sa ngayon. Once completed, you can already start enjoying GGives because approval is instant!To use GCredit in Foodpanda, you first need to set it up in the app or website. My Gcredit limit is still on 2k. Pay later with your own credit line of up to P30,000! LEARN MORE. Thanks! For the Gscore to increase, you need to use your Gcash app, specifically buy load, pay bills, and paying through qr code for gcash enabled merchants. Make a minimum deposit of $10 or more into your new account through an approved method. FinScoreAny missed due dates will incur a penalty fee of 1% of the total loan amount with a daily penalty of 0. Ang dami namang gamit ng GCash and if. Explore. The Score and GCredit System. Lastly, you would need to meet the required GScore and pass our credit evaluation parameters. Step 2: Select your order via the Foodpanda app for iOS or Android. Open an account with Gcash to do your shopping online and pay for others things as well conveniently! Just register here: can g. 1% interest rate per annumIncrease your GCredit Limit. Open GCash on your mobile phone and select the. GCash users who have a high GScore are qualified to use GGives with a minimum purchase requirement of P5,000. How do I get rid of GCredit? You may voluntarily cancel your GCredit by sending an email to [email protected] using the email registered for your billing statement, subject to immediate payment of any outstanding balance. So if you need to get a second credit card with another bank, they can get your credit score from the credit bureau and make an assessment whether or not if. crnx001. With the Self credit app, you’ll have everything you might need to build credit. . Lower credit scores can mean fewer offers and higher interest rates. Self has the tools for you to build credit all in one place. amex banktransfer bpi buyload cashin cashout cimb codashop crypto debitcard delivery dragonpay gamecredits gaming gcredit ggives ginvest glife gloan googleplay gsave gscore gstocks instapay invest investment lazada mastercard. "To increase your GScore, maintain a healthy account balance by cashing in. Keep making GCash transactions and maintain good GCash. Simply follow these steps: From your GCash dashboard, tap Borrow and select GLoan. To unlock the GCredit feature, you must first meet the required GScore. 5. It will still be there given na. Access GLoan Sakto by tapping Borrow > GLoan in the GCash app. P10,000💸 Loan amount kahit first time | No need to install, sa website mag-apply? 👉💯Apply using this llink for faster loan Process: The actual GScore that will unlock GCredit is not disclosed by G-XChange / Mynt. GFunds: A Comprehensive Beginner’s Guide. #howtounlockgcredit #howtoincreasegscore #gcash #gcredit #unlock #tutorial #how #trending #paano #vlog #viralvideo #viralshort #viral #earning #stepbystepCreating an EzySave+ by Maybank account. How do you unlock your GCredit? There have been other GCash users for almost 4-5 years now, and they only have a 400+ GScore as we speak. Social security number. Your initial credit limit is Php 1,000, but you can take as high as Php 30,000 as long as you maintain a healthy GScore. You can complete the activation process in just a few minutes. Getting the maximum Gscore of 750 will unlock the maximum credit limit of PHP30,000. 49% per month, depending on your GScore and loan term (# of months to pay). 7. Enter the. Want to try a hand at investing but don't know where to start? Learn more about the basics of investments and when the right time is to invest here! Launch the GCash app and log in to your account. 99%. 99 during the funding period from an external bank and maintain at. Prior to that, ginagamit. GCredit. gcash. ”. Regularly use GCredit to Pay QR and Pay your Bills! Start or. Wait for a confirmation message stating a successful transaction. GCredit may provide you with a credit limit of up to P10,000 and a 1% interest rate! Interest is prorated, which means that the sooner you pay your bills, the lower your interest rate will be. They get bogged down by paperwork and bureaucracy in government. . 2 How do you unlock GScore fast? 10. Phone: 1-888-909-8872. 679-739 – considered good. If you already have GCredit, pwede mong ma-increase ang GScore mo by paying dues on time! Remember, you can't make credit transactions kapag hindi mo pa nababayaran ang dues mo. Simply shop at a a GCash QR-accepting merchant, tap “Pay QR” on your GCash app, and then select GCredit as your payment option. 1% interest rate per annumHow it Works. For 61 days past due. To unfreeze your Experian credit report, log in to your Experian account or create one for free. How to unlock Gcredit sa Gcash?What is Gscore?Puwede mangutang sa Gcash?Paano pataasin ang GSCore sa Gcash?Hello mga kapengyo(friends)its me JemYT Vlogs, hop. I am very active gcash user, ultimo sarisari store gcash ko (I find it more convenient nakakatamad lumabas mag withdraw) but my Gscore is. Press the confirm button below. If it doesn’t appear on the main screen, click “View All GCASH Services. Well GGives charges exorbitant interests. Here is the step by step procedure on how to use the GCash Credit: Open the GCash app and log in to your account. 01. Use as many features and services as you. 1 Via the App 1. When you want to apply for credit, you can temporarily lift or permanently remove your security freeze. You’ll also need a debt-to-income ratio of 43% or less, and at least 15% home equity. Subscribers with high GScores can loan up to a maximum amount of Php 10,000 with an interest rate of 1%. Fill in the blanks with the rest of the application’s information. Your initial credit limit is Php 1,000, but you can take as high as Php 30,000 as long as you maintain a healthy GScore. For 31 days past due, 300 pesos. Take note of your credit limit in the GCredit dashboard when making any purchases. For fixed-rate loans, you should have at least a 620 credit score to qualify for a conventional loan. 850 300 550. Hello Kapwa, here are the five minimum requirements to avail GLoan / GCash Loan. You can get a mortgage with a lower credit score, but. How do I get rid of GCredit? You may voluntarily cancel your GCredit by sending an email to [email protected] using the email registered for your billing statement, subject to immediate payment of any outstanding balance. What is the minimum GScore to unlock GCredit? The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. Majority of the people who are eligible have a Gscore of 500 or more. The minimum credit score for a home equity loan generally is 620, but some providers set the threshold as high as 730. A user of GCash may have access to up to P10,000 in credit line with a low daily interest rate that is prorated on a daily basis. Here’s how to activate GGives in just a few easy steps: Tap “view all services” on the GCash app then select GGives. Here are some features you can unlock once you get a high-enough GScore. And then just this month, I was given naman GCredit. See why users choose GCreditNot all GCash users are qualified for GCredit. You will also receive an SMS and Email indicating that your GGives is now activated. hello! sa mga regular user ng gcash/gcredit dito, would like to ask lang if gcredit is automatically activated ba? or do you have to manually activate it as soon as you get a high gscore? i'm very new to the app kasi and is confused how it works. The main benefit of GScore is that it makes you eligible for GCredit. GCredit is only available for users who are fully verified an. Review the requirements and click on “Open An EzySave+ Account”. The minimum amount due is the smallest amount that you are required to pay on your billing date. • No minimum deposit, no minimum balance • Up to 4. A credit score between the minimum score of 300 and 579 is considered “very poor,” and a credit score between 580 and 669 is considered “fair. GCredit offers a credit limit that depends on your GCash usage and financial behavior. Here’s how you can apply: Step 1. GGives is a type of installment loan plan that GCash provides where you can avail of an amount from P4000 to P125000. How much is the penalty for GCredit? For 1 day past due, 200 pesos. Stats. Not bad as a backup when there's no other option and you desperately need cash or to pay bills. How to activate GCash GGives. “GCredit's interest is prorated which means you get lower interest when you pay earlier. You will be. Build credit, track your credit score, unlock a credit card, and more. This is just based on my knowledge and experienced. A credit freeze can be added, temporarily lifted or permanently removed by creating an account on myEquifax. Surface Studio vs iMac – Which Should You Pick? 5 Ways to Connect Wireless Headphones to TV. What is GCredit? GCredit is a limit that Fuse Lending grants to an eligible verified GCash user. If you need to apply for a Gcash pesohere loan app loan, you can easily do so online. 741 to 750 max na ito?Remember, though, most equity sharing companies have low minimum credit score requirements, so homeowners with poor credit are eligible. Minimum spend of Php 4000. Updated: 14. One day magoopen up din yan sayo di katulad ng. Teams. Use your GCash app regularly. So maximizing or spending to its most limited capacity of the credit may increase your GScore. This includes your age, credit history, and GScore. Like other extra services from GCASH, GGives is only available to select users who pass their criteria. For 31 days past due, 300 pesos. The minimum required FICO score is 500, and Unlock performs a soft credit check when you apply. Sample Scenario. Enjoy no monthly fees ¶, use eligible bills to raise your credit scores ø and more. DesignFor more funds, GCash offers GCredit which offers a credit line on other services of GCash, such as Scan to Pay, Shop Online, and Pay Bills. Step 3: If you wish to remove any payment option from your saved list, you can just swipe left to remove it. Sa akin naunlock yung gcredit ko awhile after doing a big transaction in gcash. Earn a $250 bonus when you deposit in new money between $25,000 and $49,999. e. ago. Mail: P. Any GCash user with an eligible GScore is entitled to use GCredit. Stream games on ESPN and play Fantasy Basketball. My Gcredit limit is still on 2k. Buy now, pay later with access to your own credit line. Scan to choose GGives as a. The Experian Smart Money ™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. . The more Gcash transactions you have, the higher GScore you get. 15% of the outstanding principal amount per day missed. Select the restaurant and menu items on the Foodpanda app for iOS or Android. Always use GCredit in your transactions such as Pay Bills, Pay QR, GInsure, Shop. What is GScore? GScore is a score that reflects how active you are in using GCash’s products and features. Di ko rin alam anu talaga batayan ni Gcash sa pagbibigay ng score pero ang advice ko lang is use it whenever you can. GCash also charges a one-time processing. Here’s how: Step 1: Go to your foodpanda account. The first step to become eligible for GCredit is to be a fully verified customer of GCash! You would have to provide some necessary documents in order to be verfied by GCash, but there is no income document required to be eligible for GCredit. For general transactions, you can pay with GCredit using the GCash “Pay QR” feature. An Unlock HEA gives you cash in exchange for a portion of your home’s future value. Landline Number (Optional) – Select “Yes” if you have a small business. Always use GCredit in your. To check your GScore, tap profile on the GCash app dashboard and tap GScore. The Bottom Line. The higher your GScore is the more benefits you can get out of GCash. You can complete the activation process in just a few minutes. Lastly, you would need to meet the required GScore and pass our credit evaluation parameters. This account is a one-stop shop to monitor the status of your credit report. A caveat is that you won’t be getting the full amount, as there is a 3% fee outright. As others have said, GCredit doesn't report to a credit bureau so it doesn't matter. Usually, Gcash pre-approves your loanable amount depending on your Gscore and how much is your usual wallet balance in the app.